Terms of Service

Contour Mortgage

Effective Date: March 21, 2025
Last Updated: March 21, 2025

1. Acceptance of These Terms

By accessing or using this website, including any forms, tools, or services available at https://contourmortgageny.com/ (the “Website”), you agree to be bound by these Terms of Service (“Terms”). If you do not agree, do not use this Website.

These Terms constitute a binding agreement between you (“User”) and Contour Mortgage (“Contour,” “we,” “us,” or “our”).

2. Use of Website & No Professional Advice

This Website provides general information regarding mortgage lending and related services. Nothing on this Website constitutes legal, financial, tax, or credit advice, nor does it create a lender–borrower relationship.

Loan programs, rates, and approvals are subject to underwriting guidelines, credit approval, and applicable law.

3. TCPA Consent & Communications

By submitting your contact information through this Website, including registering, requesting information, or scheduling an appointment, you expressly consent to receive communications from Contour Mortgage and its authorized service providers.

These communications may include:

Appointment reminders

Application or pre-approval updates

Customer service messages

Mortgage-related informational messages

Messages may be delivered via:

Phone calls

SMS or MMS text messages

Automated or prerecorded voice or text systems

📞 Primary Contact Number: 800-568-1588
📨 Message & data rates may apply

Your Acknowledgments

By providing your phone number, you confirm that:

You are the authorized user of the number provided

You consent to receive communications at that number

You understand consent is not required to obtain a loan or service

You will notify us if your contact information changes

Opt-Out

You may opt out at any time by:

Replying STOP to any text message

Clicking “unsubscribe” in emails

Visiting https://contourmortgageny.com/

4. Canadian & International Users

If you are located outside the United States, you acknowledge that communications may originate from the U.S. and that your information may be processed in the United States.

5. Privacy & Data Use

Your use of this Website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information.

We do not sell personal data. Information is shared only with authorized service providers or mortgage partners when necessary to fulfill your request (e.g., mortgage pre-approval).

6. Intellectual Property

All Website content, including text, graphics, logos, layout, and design, is owned by or licensed to Contour Mortgage and is protected by U.S. and international copyright laws.

You may not copy, reproduce, modify, distribute, or publish any Website content without prior written consent.

7. User Submissions

Any information, feedback, or materials you submit through the Website may be used by Contour Mortgage for business purposes without compensation, subject to applicable law and our Privacy Policy.

8. Third-Party Links & Services

This Website may contain links to third-party websites or services. These third parties operate independently and have their own terms and privacy practices.

Contour Mortgage does not control or endorse third-party content and is not responsible for any damages arising from your use of third-party websites.

9. Website Modifications

We reserve the right to modify, suspend, or discontinue any part of the Website at any time without notice.

10. Disclaimer of Warranties

THIS WEBSITE IS PROVIDED “AS IS” AND “AS AVAILABLE.”

We disclaim all warranties, express or implied, including but not limited to:

Merchantability

Fitness for a particular purpose

Accuracy or completeness of information

Non-infringement

We do not guarantee uninterrupted or error-free access.

11. Limitation of Liability

To the maximum extent permitted by law, Contour Mortgage shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of the Website, including but not limited to loss of data, profits, or business opportunities.

12. Indemnification

You agree to indemnify and hold harmless Contour Mortgage, its officers, employees, contractors, and affiliates from any claims, losses, or damages arising from:

Your violation of these Terms

Your misuse of the Website

Your violation of applicable laws or regulations

13. Governing Law & Venue

These Terms are governed by the laws of the State of New York, without regard to conflict-of-law principles.

Any dispute shall be brought exclusively in the state or federal courts located in New York, and you consent to such jurisdiction.

14. GDPR Notice (EU Visitors)

If you are an EU resident, you acknowledge that:

Personal data may be collected (name, email, phone number, IP address)

Data may be processed outside the EU

You have the right to request access, correction, or deletion of your data

Requests may be submitted via https://contourmortgageny.com/.

15. Changes to These Terms

We may update these Terms at any time. The most current version will always be posted on this Website. Continued use of the Website constitutes acceptance of the revised Terms.

16. Contact Information

Contour Mortgage
📞 Phone: 800-568-1588
🌐 Website: https://contourmortgageny.com/

By using this Website, you confirm that you have read, understood, and agreed to these Terms of Service.